For Australian mortgage brokers, the right apps and tools can turn challenges into significant opportunities. With the rapid digitisation of the industry, technology is now a broker’s strongest asset. This directory showcases the best software to improve your business operations.
From simplifying loan processing to enhancing client communication and ensuring compliance, these tools are specifically designed for the Australian market. Use them to optimise your workflow and build greater trust with your clients.
Track My Trail
Track My Trail is a dedicated solution created specifically for mortgage brokers, providing a clear and practical way to track and manage your trail book. Through this software, brokers can conveniently monitor monthly changes in their trail income, helping them maintain control of their business performance.
The system offers valuable visibility into areas where trail income is rising or falling. You can quickly recognise clients who have significantly reduced loan balances or made changes that influence your income levels. This transparency enables brokers to make confident decisions and act early.
Track My Trail also captures a detailed history of client activity—whether clients are gained or lost—so you always know your standing. It is a crucial resource for managing relationships and ensuring every opportunity is accounted for.
In addition to tracking trail income, the platform delivers actionable insights that help refine business strategy. Whether identifying behavioural trends or uncovering growth areas, Track My Trail provides the information needed to maximise success as a mortgage broker.
Website: https://trackmytrail.com.au/
Bulma
Bulma is an AI-driven policy intelligence platform that delivers Australian mortgage brokers what fragmented PDFs and unreliable memory cannot: immediate, source-cited answers to any lender policy query.
The current state of policy research is not scalable. As brokers manage more lenders and face increasingly complex situations, keeping up with every guideline, exception, and threshold becomes too much.
Documents are hidden in portals, updates often arrive unnoticed, and the cost of making a mistake – whether it’s a declined application or an unhappy client – can be steep. Bulma resolves this with a regularly updated database of current lender credit policies, complemented by a community-curated list of known exceptions.
Brokers can ask questions in plain language – “Which lenders accept casual income under 12 months?” or “What are the big 4’s stance on cryptocurrency as genuine savings?” – and get reliable answers that reference the exact policy and its latest verification date. Unlike ChatGPT or other general AI tools, which might generate answers that sound confident but are inaccurate, Bulma only shows information traced back to verified policies.
This transparency allows brokers to act confidently or check the sources themselves. The exception database adds value by uncovering successful workarounds and conditional approvals. With Bulma, policy research is no longer a constant challenge.
Website: https://bulma.com.au/
PropVA
PropVA is an AI-powered platform that gives mortgage brokers real-time visibility into their clients’ investment property portfolios.
The system automatically analyses property documents, extracting verified data to calculate ROI, rental yields, and equity growth across multiple properties. Live dashboards update instantly, removing the need for spreadsheets or manual calculations.
With Australian-specific features such as tax tracking, financial year grouping, and accountant-ready reports, PropVA streamlines refinancing and portfolio assessments.
PropVA enables brokers to deliver accurate, data-driven investment advice with speed and confidence.
Website: https://propva.com.au/
BrokerEngine
BrokerEngine is a bespoke workflow and automation platform built exclusively for mortgage broking teams. Its primary focus is improving the client experience while streamlining operational processes at scale. Unlike many general automation tools, BrokerEngine was created with mortgage brokers’ specific needs in mind, making it highly specialised for this industry.
A major feature of BrokerEngine is its capacity to automate everyday tasks and workflows, resulting in considerable time savings for brokers. By cutting down on manual processes, teams can concentrate on higher-value client interactions and strategic initiatives. This not only increases efficiency but also improves the overall quality of service offered to clients.
What truly sets BrokerEngine apart is its industry-specific design. Unlike one-size-fits-all solutions, the platform recognises the complexity of the mortgage process and the challenges brokers face daily. Every feature is designed in line with industry best practices, ensuring mortgage teams have the tools required to operate efficiently.
Furthermore, BrokerEngine’s scalability allows it to grow alongside a brokerage business. Whether for a small practice or a large organisation, the platform adapts to evolving needs without affecting performance. This makes it a trusted long-term solution for mortgage brokers seeking to optimise workflows and deliver exceptional client outcomes.
Website: https://brokerengine.com.au/
Quickli
Quickli is a cutting-edge platform designed to simplify mortgage servicing calculations for brokers. It merges more than 30 different lender calculators into one cohesive interface, saving brokers time while ensuring accuracy.
By incorporating lender-specific policies into its results, Quickli reduces the complexity involved in managing multiple calculators, making it perfect for more intricate scenarios.
The platform features a traffic light system that helps brokers quickly identify suitable lenders, those requiring further analysis, and those who fail to meet serviceability standards. It also automates important calculations such as HECS, rent, self-employed income, and product rates for a smoother user experience.
Key Features:
- Integration of over 30 lender calculators in one platform.
- Detailed policy insights including DTI, LTI, surplus allowance, etc.
- Traffic light system for quick lender assessment.
- Automatic handling of HECS, rent, self-employed income, and additional expenses.
- Simplified servicing checks to reduce time and effort.
Website: https://quickli.com.au/
Sherlok
Sherlok is a client retention automation tool specifically designed for mortgage brokers. It helps brokers keep clients by automating the repricing and refinancing processes. Using algorithms, Sherlok identifies when clients are paying higher interest rates than needed and automatically lowers them, reducing the chances of losing clients.
Brokers can expand their loan books by focusing on retaining existing clients, which is more cost-effective than acquiring new ones. Sherlok ensures brokers stay proactive in monitoring and adjusting rates to maintain client satisfaction.
Services Offered:
- Automated mortgage rate tracking and repricing
- Predictive analytics for assessing client retention (Sherlok Retention Score)
- Automated refinancing and repricing to keep clients with brokers
- Home Loan Spotlight Report offering insights on refinancing trends
- Customizable tools to identify refinancing opportunities and track client rates
- Broker resources, including FAQs and demo videos
Website: https://www.sherlok.com.au/
LendFoundry
LendFoundry offers a cutting-edge, cloud-based platform designed to optimise the entire loan origination and servicing cycle. It provides alternative lenders with digital lending solutions, including a Loan Origination System (LOS) and a Loan Servicing System (LSS).
These systems utilise AI and advanced analytics to help businesses boost margins, refine risk management, and enhance customer interaction.
With integrations to over 80 third-party providers, LendFoundry helps lower costs, elevate portfolio quality, and speed up lending for businesses of all sizes.
The platform’s microservices-based architecture ensures scalability and flexibility for lenders, supporting everything from automated loan underwriting to custom back-office workflows.
LendFoundry also offers credit bureau reporting, business analytics, and customer self-service portals, enabling businesses to deliver tailored and smooth experiences.
Celebrated for its innovation, LendFoundry has earned multiple industry awards and certifications such as ISO 9001:2015 and ISO 27001:2013.
Services Offered
- Loan Origination System (LOS): Fully automated or semi-automated loan origination, adaptable to different loan products.
- Loan Servicing System (LSS): Intuitive interface for managing loan servicing functions.
- Business Analytics: Tools for identifying trends and making strategic business decisions.
- Credit Bureau Reporting: Built-in reporting to ensure seamless credit bureau integration.
- Third-Party Integration: Over 80 ready-to-use APIs for linking to external platforms and data providers.
Website: https://lendfoundry.com/
Onyx IQ
Onyx IQ is an innovative AI-driven platform designed to optimise and automate loan management for funding companies. Their software simplifies all facets of the lending process, offering tools to assist with origination, underwriting, and efficiently closing deals.
The platform empowers businesses to automate their operations entirely, reducing manual effort and improving decision-making with data-backed insights.
Onyx IQ supports a wide range of loan management tasks such as portfolio management, underwriting, soft collections, and syndication, providing a holistic real-time view of your operations.
Customisable for your business, it allows you to create personalised scorecards and offers tailored to your customer base.
Key Services Provided:
- Underwriting Portfolio Management: Enhances the underwriting process with data-driven intelligent tools.
- Loan Portfolio Management: Real-time tracking and reporting for complete oversight of lending operations.
- Soft Collections Workflows: Utilises automated templates and workflows for streamlined collections.
- Syndication Management: Gives control and transparency over syndicated deals, payments, and reports.
- Broker Portal: Centralises broker processes with a user-friendly, single login interface.
- Customisable Decision Engine: Tailor scoring rules to suit your business and customer base.
- API Integrations: Seamlessly integrates with your existing business tools and platforms.
Website: https://onyxiq.com/
FinanceVault
FinanceVault is a secure digital platform aimed at simplifying the document exchange between mortgage borrowers and brokers. Users can quickly and safely upload their necessary documents for home loan applications.
The platform guarantees the security of sensitive data through advanced encryption and unique access links, ensuring that borrowers can work with their brokers confidently. By facilitating timely document submission, FinanceVault helps reduce the chances of errors or delays in the mortgage process.
Services Provided:
- Safe document upload for home loan applications.
- Real-time tracking of the mortgage application progress.
- Premium encryption to protect user data.
- Access restricted to authorised individuals only via unique links.
- Fully accessible on both desktop and mobile for user convenience.
- Personalised assistance available for document submission support.
Website: www.financevault.com.au
MaxID
MaxID offers a top-tier identity verification service in Australia, providing secure, legally compliant solutions tailored to individuals, businesses, and organisations. Their services adhere to rigorous regulatory standards, such as the “Safe Harbour” clauses under the AML/CTF Act, ensuring dependability and ease of use.
Available nationwide 24/7, MaxID enables users to verify their identity digitally through a phone or tablet, without the need for in-person visits or app installations.
MaxID serves a broad range of clients, including lawyers, conveyancers, financial institutions, and online service providers. Their solutions include 100-point ID checks, certified copies of identity documents, and digital verification for sectors like real estate, gaming, and cryptocurrency.
MaxID is known for its user-friendly, cost-effective service (starting at $0.40 per verification), providing real-time results. In collaboration with an Australian law firm, MaxID offers certified identity verifications that are accepted nationwide across all Australian states and territories.
MaxID’s entirely digital platform eliminates the need for paper forms and manual handling. They prioritise privacy and data security by employing encrypted systems and facial biometric technology.
MaxID ensures a fast, reliable, and convenient identity verification process for both individuals and businesses. They also provide customizable enterprise solutions for branding and workflow integration.
Offered Services
For Individuals:
- 100-point ID checks in minutes
- Certified copies of identity documents
- 24/7 mobile or tablet verification
For Businesses and Organizations:
- Digital, face-to-face, and paperless ID verification options
- AML/CTF-compliant verification for legal, financial, and online sectors
- Customisable workflows and branding for enterprises
Industry-Specific Solutions:
- Real estate and mortgage transactions
- Online gaming and sports betting
- Cryptocurrency exchanges
- Vehicle and equipment hire
Website: https://maxid.com.au/
DocuSign
DocuSign Australia delivers a top-tier platform for electronic signatures and efficient agreement management. Its design simplifies and digitalises the entire agreement process, enabling businesses to generate, sign, and manage contracts swiftly, improving both time management and productivity.
With a focus on security and compliance, the platform adheres to high standards, making it a trusted choice globally. Their services serve sectors such as finance, government, and real estate, catering to businesses of all sizes as well as individuals.
Available Services:
- Electronic Signature (eSignature): A secure and easy-to-use digital signature solution across various devices.
- Contract Lifecycle Management: Enhances contract creation, review, and approval efficiency.
- Document Generation: Automates document creation via pre-made templates.
- Workflow Automation: Simplifies intricate agreement workflows to boost productivity.
- Identity Verification: Confirms the signer’s identity, reducing the risk of fraud.
- Agreement Analytics: Delivers valuable insights into contract data for informed decisions.
Website: docusign.com.au
BankStatements
BankStatements.com.au delivers a secure and streamlined solution for lenders and brokers in Australia and New Zealand to access bank statements. This service optimises the statement collection process, reducing delays and ensuring accuracy in document submissions.
It employs strong security measures, including 256-bit encryption and third-party audits, to protect user data and ensure compliance with financial regulations.
The platform helps credit providers meet responsible lending requirements by offering tools for income and expense verification, categorisation, and comprehensive living expense reporting.
These capabilities enhance decision-making for lenders and brokers, enabling faster processing of applications.
BankStatements.com.au has received accolades for its contributions to data management, AI-driven solutions, and RegTech, establishing it as a trusted name in financial services.
Offered Services
- Bank Statement Retrieval: Provides quick access to bank statements using a unique referral link.
- Income and Expense Verification: Verifies financial information to ensure responsible lending.
- Living Expense Breakdown: Produces detailed monthly expense reports for thorough financial insight.
- Data Categorisation and Analytics: Provides insightful data to enable better lending decisions.
- Security: Features advanced encryption and independent testing for data protection.
- Custom Solutions: Offers customised integration solutions for brokers and lenders.
Website: https://bankstatements.com.au/
FileInvite
FileInvite offers a secure, automated platform that streamlines and expedites the document collection process, eliminating the drawbacks of relying on email.
It’s particularly valuable for sectors like community banks, credit unions, hard money lenders, and other financial organisations that require fast and secure document collection from clients.
By automating workflows, FileInvite helps businesses save time, boost operational efficiency, and reduce delays, thereby accelerating the time to funding.
Trusted by thousands of companies worldwide, FileInvite provides quicker document turnaround, better customer interactions, and improved visibility into the status of document collection.
The platform integrates smoothly with existing workflows and software systems, offering native integrations and API support for businesses aiming to optimise their document collection processes without overhauling their entire technology stack.
FileInvite’s services are designed to improve the experience for both customers and staff by ensuring secure document handling, faster collection times, and a more transparent process.
With a focus on security, FileInvite is SOC 2 Type 2 certified and adheres to GDPR standards, guaranteeing that personal data is carefully handled.
Services Provided:
- Automated document collection and workflow management
- Seamless integration with existing software and systems via API
- Enhanced operational efficiency for quicker document processing
- Secure handling of documents with SOC 2 Type 2 and GDPR compliance
- Improved customer experience with streamlined, transparent processes
Website: https://www.fileinvite.com/
